Hey everyone, I've been exploring the realm of SIP (Systematic Investment Plan) calculators lately and came across a question I hope someone can shed light on. While using a SIP calculator, I noticed that it often provides projections based on a certain rate of return. My question is: how reliable are these projections through Sip cal? Are they solely based on historical data or do they consider other factors as well? Additionally, how accurately can we predict future returns using such calculators? Any insights or experiences you can share regarding the accuracy and reliability of SIP calculators would be greatly appreciated. Thanks in advance!